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Fund Intelligence | Best Managers | SFPIX Insights | SFPIX Score | SFPIX Performance | SFPIX Manager | SFPIX News | SFPIX Allocation | SFPIX Holdings Change

Mutual Fund Insights: Saratoga Financial Services I Fund (SFPIX)

In-depth Analysis of Saratoga Financial Services I Fund (SFPIX)

Mutual fund chart: Saratoga Financial Services I Fund (SFPIX)

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See Saratoga Financial Services I Fund (SFPIX) performance details as of February 28, 2010

  

    Last Trade: $6.69 on 3/19/2010, Change: -0.06 (-0.89%)

  

Fund Manager - Kathleen M. Bochman

Fund Manager Tenure: 2.3 years   [Similar Funds: SFPAX  SFPBX  SFPCX ]
Fundmojo Fund Grade: D (Score: 0.49)     (What does this score mean?)
Ms. Kathleen M. Bochman joined Loomis Sayles in 2006 and is a financial services sector analyst/portfolio manager. Prior to joining Loomis Sayles, Kathleen M. Bochman was a senior credit analyst covering financial services at Gimme Credit, LLC from 2004 to 2006. Bochman also served as a senior credit analyst at Wellington Management Company, LLP from 2001 to 2004. Kathleen M. Bochman holds the Chartered Financial Analyst designation.  Get more insights on Kathleen M. Bochman

  

What we like about Saratoga Financial Services I Fund (SFPIX) What we like about Saratoga Financial Services I Fund (SFPIX)

Data for Saratoga Financial Services I Fund (SFPIX) as of February 28, 2010

  • Saratoga Financial Services I Fund (SFPIX) has good mid-term performance (3-year return -18.65% vs -15.02 % Financial category average)
  • Saratoga Financial Services I Fund (SFPIX) has good Long-term performance (5-year return -6.52% vs -5.58 % Financial category average)
  • Saratoga Financial Services I Fund (SFPIX) ratio of up-years vs down years is greater than 2
  • Saratoga Financial Services I Fund (SFPIX) has an annual stock turnover rate of 92.00% vs Financial average of 202.29%. It is good that Saratoga Financial Services I management does not trade extensively for its return.
  • Saratoga Financial Services I Fund (SFPIX) is less volatile than its peers as it has a 3-year Standard Deviation of 27.04, lower than category average of 28.76
  • Saratoga Financial Services I Fund (SFPIX) is a true no-load fund as it has no load and no 12b1 promotion, distributions, marketing expenses

  

What we are cautious about Saratoga Financial Services I Fund (SFPIX) What we are cautious about Saratoga Financial Services I Fund (SFPIX)

Data for Saratoga Financial Services I Fund (SFPIX) as of February 28, 2010

  • Saratoga Financial Services I Fund (SFPIX) management has been with Saratoga Financial Services I Fund for only 2.3 years, it is hard to judge manager's ability based on this fund's operation record
  • Saratoga Financial Services I Fund is a focused fund with 42.73% of the portfolio on top 10 securities. This tends to produce more volatility compared to a diversified fund. See fund top 10 holdings.
  • Saratoga Financial Services I Fund (SFPIX) has a less-than-ideal short-term performance (1-year return 54.17% vs 75.16 % Financial category average)
  • Saratoga Financial Services I Fund (SFPIX) has a Morningstar rating of 3 and below
  • Saratoga Financial Services I Fund (SFPIX) is less safe compared to its Financial peers
  • Saratoga Financial Services I Fund (SFPIX) does not have a good risk adjusted return as its 3-year Alpha of -11.66 is worse than category average of -7.19, and its 3-year Sharpe ratio is -0.68
  • Saratoga Financial Services I Fund (SFPIX) has a higher management fee of 2.80% than its Financial average of 1.72%
See Saratoga Financial Services I Fund (SFPIX) performance details as of February 28, 2010

  

  

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Saratoga Financial Services I Fund (SFPIX) Net Asset

Track net asset change of Saratoga Financial Services I fund (SFPIX)

DateNet Asset
02/2010$1.36M
01/2010$1.27M
11/2009$1.39M
More historic net asset information on Saratoga Financial Services I Fund (SFPIX)

  

Saratoga Financial Services I Fund (SFPIX) Portfolio Allocation

Track portfolio allocation change of Saratoga Financial Services I fund (SFPIX)

DateCashStockBondOther
11/20094.95%95.04%0%0%
09/20090%100%0%0%
07/20090.09%99.91%0%0%
Click here to see more historic asset allocation information on Saratoga Financial Services I Fund (SFPIX)

  

Most Recent Top 10 Holdings in Saratoga Financial Services I Fund (SFPIX)

Discover what Saratoga Financial Services I Fund (SFPIX) manager is buying

30-Nov-09
Milestone Treasury Obligations Instl [4.95%]
PRUDENTIAL FINCL INC [4.9%]
FRANKLIN RES INC [4.6%]
MORGAN STANLEY [4.55%]
JP MORGAN CHASE CO [4.55%]
WELLS FARGO & CO NEW [4.49%]
US BANCORP [4.46%]
THE TRAVELERS CO [4.44%]
HSBC Holdings PLC [4.44%]
P N C FIN SVCS GR [4.24%]

30-Sep-09
METLIFE INC [5.21%]
PRUDENTIAL FINCL INC [4.87%]
JP MORGAN CHASE CO [4.84%]
GOLDMAN SACHS GRP [4.73%]
INVESCO PLC NEW [4.68%]
STATE STREET CP [4.6%]
UBS AG (NEW) [4.48%]
WELLS FARGO & CO NEW [4.32%]
BK OF AMERICA CP [4.22%]
P N C FIN SVCS GR [4.14%]

31-Jul-09
HSBC HOLDINGS PLC [5.4%]
METLIFE INC [5.3%]
GOLDMAN SACHS GRP [5.28%]
INVESCO PLC NEW [5.04%]
STATE STREET CP [4.99%]
JP MORGAN CHASE CO [4.87%]
PRUDENTIAL FINCL INC [4.83%]
UBS AG (NEW) [4.74%]
THE TRAVELERS CO [4.69%]
MORGAN STANLEY [4.55%]
Click here for Stock Holding Change Map in Saratoga Financial Services I Fund (SFPIX)

  

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