Mutual Fund Insights: Senbanc Fund (SENBX)

In-depth Analysis of Senbanc Fund (SENBX)

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See Senbanc Fund (SENBX) performance details as of January 31, 2010

  

Last Trade: $5.94 on 3/15/2010, Change: +0.01 (0.17%)

  

Fund Manager - Alan F. Morel

Fund Manager Tenure: 10.7 years
Fundmojo Fund Grade: E (Score: 0.31)     (What does this score mean?)

Morel is primarily responsible for the day-to-day operations of the fund. He is also the designer and originator of the proprietary programs that generate The Hilliard Lyons Bank Stock Index. Morel is a senior vice president of Hilliard Lyons and has been employed by Hilliard Lyons as an analyst since 1976.  Get more insights on Alan F. Morel

  

 What we like about Senbanc Fund (SENBX)

Data for Senbanc Fund (SENBX) as of January 31, 2010

• Senbanc Fund (SENBX) management has been with Senbanc Fund for 10.7 years
• Senbanc Fund (SENBX) has an annual stock turnover rate of 3.11% vs Financial average of 202.44%. It is good that Senbanc management does not trade extensively for its return.
• Senbanc Fund (SENBX) is less volatile than its peers as it has a 3-year Standard Deviation of 28.23, lower than category average of 28.7
• Senbanc Fund (SENBX) has a lower management fee than its Financial average: 1.75% vs 1.76%

  

 What we are cautious about Senbanc Fund (SENBX)

Data for Senbanc Fund (SENBX) as of January 31, 2010

• Senbanc Fund is a focused fund with 81.24% of the portfolio on top 10 securities. This tends to produce more volatility compared to a diversified fund. See fund top 10 holdings.
• Senbanc Fund (SENBX) has a less-than-ideal short-term performance (1-year return 21.24% vs 49.15% Financial category average)
• Senbanc Fund (SENBX) has a less-than-ideal mid-term performance (3-year return -27.29% vs -16.13% Financial category average)
• Senbanc Fund (SENBX) has a less-than-ideal Long-term performance (5-year return -16.09% vs -5.96% Financial category average)
• Senbanc Fund (SENBX) ratio of up-years vs down years can be improved
• Senbanc Fund (SENBX) has a Morningstar rating of 3 and below
• Senbanc Fund (SENBX) is less safe compared to its Financial peers
• Senbanc Fund (SENBX) does not have a good risk adjusted return as its 3-year Alpha of -21.68 is worse than category average of -6.43, and its 3-year Sharpe ratio is -1.04
• Senbanc Fund (SENBX) carries a 2.25% load

See Senbanc Fund (SENBX) performance details as of January 31, 2010

  

  

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Senbanc Fund (SENBX) Net Asset

Track net asset change of Senbanc fund (SENBX)

Date	Net Asset
01/2010	$27.14M
11/2009	$28.90M
10/2009	$29.19M

More historic net asset information on Senbanc Fund (SENBX)

  

Senbanc Fund (SENBX) Portfolio Allocation

Track portfolio allocation change of Senbanc fund (SENBX)

Date	Cash	Stock	Bond	Other
01/2010	0.42%	99.58%	0%	0%
11/2009	2.63%	97.37%	0%	0%
10/2009	0.67%	99.33%	0%	0%

Click here to see more historic asset allocation information on Senbanc Fund (SENBX)

  

Most Recent Top 10 Holdings in Senbanc Fund (SENBX)

Discover what Senbanc Fund (SENBX) manager is buying

31-Jan-10 JP MORGAN CHASE CO [30.2%] National Bankshares, Inc. [12.36%] Northrim BanCorp Inc [10.92%] BK OF AMERICA CP [6.46%] KEYCORP [4.74%] COMERICA INC [4.51%] REGIONS FINANCIAL CP [4.34%] C&F Financial Corporation [3.03%] Premier Financial Bancorp, Inc. [2.72%] Financial Institutions, Inc. [1.96%]

30-Nov-09 JP MORGAN CHASE CO [32.85%] National Bankshares, Inc. [14.8%] Northrim BanCorp Inc [10.33%] BK OF AMERICA CP [6.37%] REGIONS FINANCIAL CP [3.78%] KEYCORP [3.65%] COMERICA INC [3.51%] C&F Financial Corporation [2.57%] Premier Financial Bancorp, Inc. [2.13%] Financial Institutions, Inc. [1.64%]

31-Oct-09 JP MORGAN CHASE CO [32.67%] National Bankshares, Inc. [15.57%] Northrim BanCorp Inc [9.57%] BK OF AMERICA CP [5.8%] COMERICA INC [3.38%] KEYCORP [3.32%] REGIONS FINANCIAL CP [3.09%] C&F Financial Corporation [3.04%] Premier Financial Bancorp, Inc. [2.17%] PAB Bankshares, Inc. [1.87%]

Click here for Stock Holding Change Map in Senbanc Fund (SENBX)

  

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Latest News on Senbanc (SENBX)

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See more information on Senbanc Fund (SENBX)

• Senbanc Fund Insights
• Senbanc Fund Performance Data
• Senbanc Fund News
• Senbanc Fund Score Explaination
• Senbanc Fund Manager Information
• Historic Senbanc Fund Asset Allocation Report
• Historic Senbanc Fund Top 10 Holding Tracking
• Historic Senbanc Fund Asset Under Management Tracking