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What is certificate of deposit?

A certificate of deposit also known as a CD, is a promissory note provided by a bank that has a maturity date and collects or earns interest over time at a fixed interest rate determined in part by the length of time chosen for the maturity. Certificates of deposit are insured by the FDIC. These certificates of deposit are also known as CDs.

Other Financial Terms and Vocabulary

Data is provided for informational purposes only, and is not intended for trading purposes. Although data are gathered from sources believed to be reliable, Fund Mojo and its content providers cannot guarantee completeness and accuracy. Performance data quoted represents past performance. Fund Mojo and its content providers accept no liability for reliance on this data.