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Mutual Fund Primer
Mutual funds are pools of money managed by an investment company. They help investors diversify into a variety of financial segmentations; typically separated by investment styles.
Stock Funds The decision criteria are segmented into multiple areas that can be mixed and matched. For example, there are Domestic-Small-Value fund, or International-Large-Growth fund| Location | Equity Size | Investment Style |
| Domestic | Large | Growth |
| International | Mid | Blend |
| World (Mix) | Small | Value |
Bond Fund, the main considerations are several
- Type of bond (ie. Government or Corporate)
- Duration (short, mid vs long term bond)
- Tax status (taxable vs tax-free).
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Financial Magazines Top Mutual Fund Recommendations
Discover what mutual funds top magazines are recommending
- Updated Kiplinger 25 Mutual Fund List, 2008 (Link to Kiplinger Magazine )
- Forbes Mutual Fund List - Honor Roll 2007 (Link to Forbes)
- Money Magazine Mutual Fund List - Money 70 (Link to Money Magazine)
- CNN Money: Six standout funds - 2007 (Link to CNN Money)
- Kiplinger Magazine Mutual Fund List - The Kiplinger 25 (Link to Kiplinger Magazine)
- SmartMoney Mutual Fund List - 35 Best Mutual Funds (Link to SmartMoney)
- MSN MoneyCentral Mutual Fund List - Tim Middleton Commentary (Link to MoneyCentral)
- BusinessWeek Mutual Fund List - The Best Fund Managers 2005 (Link to BusinessWeek )
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Aggregated Fund Allocation Model for October 1,2008
Criteria: morningstar rating of 3 stars or better as of October 1,2008
| Category | Number of funds | Cash (%) | Stock (%) | Bond (%) | Other (%) | Total (%) |
|---|---|---|---|---|---|---|
| Large Growth | 473 | 4.34 | 94.45 | 0.57 | 0.21 | 100.00 |
| Large Value | 352 | 4.01 | 94.63 | 0.50 | 0.85 | 100.00 |
| Large Blend | 465 | 3.57 | 93.03 | 2.31 | 0.66 | 100.00 |
| Mid-Cap Growth | 271 | 3.61 | 95.23 | 0.17 | 0.98 | 100.00 |
| Mid-Cap Blend | 105 | 5.39 | 94.40 | 0.03 | 0.18 | 100.00 |
| Mid-Cap Value | 119 | 4.20 | 94.87 | 0.17 | 0.76 | 100.00 |
| Small Growth | 216 | 3.44 | 96.38 | 0.01 | 0.17 | 100.00 |
| Small Blend | 138 | 3.61 | 96.21 | 0.02 | 0.17 | 100.00 |
| Small Value | 97 | 5.73 | 93.04 | 0.06 | 1.16 | 100.00 |
| Conservative Allocation | 125 | 14.39 | 32.28 | 50.18 | 3.15 | 100.00 |
| Moderate Allocation | 263 | 8.67 | 56.60 | 30.05 | 2.79 | 100.00 |
| Foreign Large Growth | 52 | 3.77 | 93.82 | 0.00 | 0.48 | 100.00 |
| Foreign Large Blend | 175 | 4.53 | 94.02 | 0.22 | 0.66 | 100.00 |
| Foreign Large Value | 46 | 2.19 | 96.72 | 0.03 | 1.06 | 100.00 |
| World Stock | 155 | 6.87 | 91.02 | 1.52 | 0.59 | 100.00 |
** Total number of funds: 3041
The number of reported funds is generally smaller than the overall available funds due to reporting delay
September 1, 2008
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August 1, 2008
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July 1, 2008
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