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Asset Allocation Model from A Random Walk Down Wall Street

A Sample Asset Allocation and Portfolio Model From "A Random Walk Down Wall Street" Book

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing was first written in 1973 by Burton Malkiel. This book is considered as an investing classic, pioneering the controversial idea that stock prices are random and thus diversification is crucial for success. Here is an sample allocation based on a 75% stock/25% bond asset allocation model.


Stock (75%)Bond (25%)
43% Total US Stock Market
22% Total International Stock Market
10% REIT
20% Treasuries/TIPS/High-Quality Corporate Bonds
5% Cash or Money Market Fund

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Fund Mojo Mutual Fund Recommendation for the Random Walk Asset Allocation Model

Top Mutual Funds for the suggested Random Walk Asset Allocation Model

Large Blend funds


Mid-Cap Blend funds


Small Blend funds


World Stock funds


Foreign Large Blend funds


Diversified Emerging Mkts funds


Specialty-Real Estate funds


Intermediate Government funds


Inflation-Protected Bond funds


Ultrashort Bond funds