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Asset Allocation Model from Helen Hou

A Sample Asset Allocation and Portfolio Model From Helen Hou

Helen Hou is owner of Hou Financial Group and a member of Principal Financial Group. She is currently a broker for over 160 major financial and insurance companies. She uses a needs analysis process called "Financial Strategies" to help clients identify and prioritize their financial goals. Based on the information provided, Financial Strategies summarizes where they are currently and what they need to do to achieve their goals. Helen then work together them to find the right solutions for their unique situation.

Here is an sample allocation based on a 60% Equity/40% Fixed Income asset allocation model from Hou Financial Group.

Equity (60%)

Fixed Income (40%)

Domestic 54%

30% Large-Cap Stock
12% Mid-Cap Stock
6.5% Small-Cap Stock
4% REIT
1.5% Convertable

International 6%

4.5% Developed Markets
1.5% Emerging Markets

Fixed Income 40%

18% Mortgage & Asset-Based Bond
7.5% Corporate Bond
4.5% High Yield Corporate
5% US Government
5% Cash Equivalent

Want a better asset allocation for your portfolio? Get Free Advice from Helen Hou

Fund Mojo "Top Fund Master" List for this Asset Allocation Model

Top Mutual Funds for the suggested asset allocation model

Large Blend funds

Mid-Cap Blend funds

Small Blend funds

Specialty-Real Estate funds

[See our full list!]

Convertibles funds

Foreign Large Blend funds

Diversified Emerging Mkts funds

Multisector Bond funds

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High Yield Bond funds

Intermediate Government funds

Ultrashort Bond funds

Bank Loan funds

Data is provided for informational purposes only, and is not intended for trading purposes. Although data are gathered from sources believed to be reliable, Fund Mojo and its content providers cannot guarantee completeness and accuracy. Performance data quoted represents past performance. Fund Mojo and its content providers accept no liability for reliance on this data.